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real beauty page http://www.there-fore.com/index.php/business-plan-you-can-purchase my admissionsessay One effect of the Fed’s low-interest policies can be seen in all those mid-day television ads encouraging older Americans to take out reverse mortgages on their homes, as people desperate for enough money to put food on the table consume the equity in their homes. I say desperate because only someone desperate to survive would accept the stiff interest charges and fees in these reverse mortgage deals.