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Recorded Delivery <a href=" http://constructionmarketingideas.com/?page_id=2#umbrella ">retin a micro gel for acne scars</a> According to a summary of the bill provided to Reuters, anemployer would pay a premium each year to a state-licensedinsurer. Employees would then receive fixed income annuitycontracts from the insurance company, "thereby building anannuitized pension year-by-year during their working lives" andmaking pension plan underfunding "not possible."