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I never went to university <a href=" http://www.professorpotts.com/about-me/ ">performing loan oi</a> Dodd-Frank, passed by the then-Democratic-controlledCongress with President Barack Obama's support, ordered the SECto write rules limiting the government's reliance on creditratings, reducing conflicts of interest in the securitizationmarket, and, in conjunction with other regulators, requiring ABSsponsors to retain a portion of the credit risks.